When traders talk about “making a living” with a prop firm, it all comes down to two things:
- How big your funded account is
- What average monthly return you can actually hit
📊 Example payouts on a $150K funded account
| Monthly Return | Gross Profit | After 90% Split | Your Payout |
|---|---|---|---|
| 10% | $15,000 | $13,500 | ~$13,500 |
| 15% | $22,500 | $20,250 | ~$20,250 |
✅ So if you’re trading a $150K account:
- A 10% month pays you ~$13,500.
- A 15% month pays you ~$20,250.
💰 Example payouts on a $500K funded account
| Monthly Return | Gross Profit | After 90% Split | Your Payout |
|---|---|---|---|
| 10% | $50,000 | $45,000 | ~$45,000 |
| 15% | $75,000 | $67,500 | ~$67,500 |
✅ With a $500K account:
- A 10% return pays you ~$45,000.
- A 15% month means ~$67,500 in your pocket.
⚠️ The reality check
Most consistently funded traders aim for 3-8% per month, depending on risk appetite.
But even at 5%, a $500K account is ~$22,500 payouts monthly — that’s life-changing income.
👉 And remember:
- With a prop firm, you’re not risking your own capital.
- You can compound payouts by scaling into larger accounts or multiple accounts over time.
- Many top traders maintain 2-4 funded accounts across different strategies, which spreads risk and smooths out their income.
It’s all about treating it like a professional — following your edge, managing drawdowns, and steadily growing your payout checks.
✅ Ready to scale up?
At Top1Funded, we make it easy to get funded up to $500K, with instant payouts, no hidden rules, and your choice of Forex, Futures, or Crypto.
👉 Explore our funding plans and see how much you could earn.
