Instant Funding vs Evaluation: Which Is Right for You

Confused about 1-step, 2-step, or instant funding? Learn the difference between prop firm evaluation models and how to pick the right path for your trading goals.

What Are Your Funding Options?

At Top1Funded, we offer three core funding paths:

1. Instant Funding – Get funded immediately with no evaluation

2. 1-Step Evaluation – Prove your skills in a single phase

3. 2-Step Evaluation – Complete a two-phase process to qualify for capital

Each has its pros and cons – the best choice depends on your experience, risk tolerance, and

trading style.

Option 1: Instant Funding

Instant Funding gives you access to a live funded account right away – no evaluation required.

Pros:

– Start trading with capital on day one

– Get payouts without passing a challenge

– Great for experienced traders with proven strategies

Considerations:

– Higher upfront cost (no test phase)

– You need confidence + discipline from the start

Best for: Traders who want to skip the wait, have a solid system, and are ready to scale now.Option 2: 1-Step Evaluation

The 1-step model offers a simple, fast track to getting funded – just hit your target and manage risk.

Pros:

– Only one phase to pass

– Lower price than instant funding

– Quicker than a 2-step process

Considerations:

– You still need to prove consistency

– You only get funded after passing

Best for: Skilled traders who want to get funded fast, but still want a challenge-based path.

Option 3: 2-Step Evaluation

The traditional prop firm model – pass two phases with performance rules before earning a live

account.

Pros:

– Lower cost than 1-step or instant

– More time to adjust and show consistency

– More forgiving if you need a learning curve

Considerations:

– Takes longer to reach payouts

– You’ll need to stay consistent through both phasesBest for: Traders still refining their edge, or anyone who prefers structure and a slower ramp-up.

Quick Comparison Table

Feature | Instant Funding | 1-Step Evaluation | 2-Step Evaluation

——- | —————- | —————— | ——————

Time to get funded | Immediate | Fast | Slower

Cost | Highest | Medium | Lowest

Evaluation phases | 0 | 1 | 2

Risk from start | Higher | Medium | Lower

Ideal for | Pro traders | Confident traders | Learners/builders

Why Top1Funded?

We offer all three – because every trader is different. You get:

– Instant payouts

– No time limits, no hidden rules

– No consistency or lot size restrictions

– Up to $500K funding across Forex, Crypto, and Futures

– US-friendly, live support, real flexibility

Whether you want speed, structure, or simplicity – we support your way of trading.

Final Thoughts

Choosing the right funding path can make or break your prop firm journey. Instant funding gives

speed. Evaluations give structure. The key is knowing your strengths – and picking a firm that

doesn’t box you in.

Check out your options at Top1Funded.com and choose the path that fits you.

Author:Top1Funded
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